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Terms of Use
Last updated March 22, 2013 PLEASE READ THE STOPFORECLOSURE.COM PRIVACY STATEMENT AND TERMS OF SERVICE CAREFULLY AND MAKE SURE YOU UNDERSTAND THEM. THEY CONTAIN IMPORTANT INFORMATION THAT YOU SHOULD KNOW BEFORE PLACING A REQUEST FOR SERVICES. These Terms of Service apply to the access and use of the StopForeclosure.com website. Your Use This Website Constitutes an Agreement This User Agreement ("Agreement") is a contract between you and StopForeclosure.com and applies to your relationship with StopForeclosure.com and PCF Investment Group, Inc. and it’s affiliates A print out of the Agreement and the documents it incorporates by reference will constitute "a writing" under any applicable law or regulation. Before you may obtain services through this website, you must read, agree with, and accept all of the terms and conditions contained in this Agreement and the Privacy Policy, which includes by reference those terms and conditions expressly set out below. By your use of this site you agree that:
If you do not agree to be bound by the terms and conditions of this Agreement, please do not use or request our services through this website. StopForeclosure.com is a Venue and a Finder This website functions as a venue to connect persons seeking foreclosure information with service providers (collectively “Providers”) who provide information or assistance. The initial contact occurs in a virtual marketplace. Because verifying the identity of an individual or provider on the Internet is difficult, StopForeclosure.com cannot and does not confirm or verify the identity of users of this website or the qualifications, background, or abilities of service providers. PCF Investment Group, Inc. does not undertake to investigate its members or affiliates, and in no way vouches for or makes representations as to honesty, integrity, reliability, motives and/or financial resources of any of its members, officers, directors, employees, agents and/or contractors, and does not recommend that anyone deal with, invest with, trade with, or in any way do business with any other person or firm, including without limitations, any such members, affiliates officers, directors, employees, agents, and/or contractors. Therefore, you must be careful and exercise common sense and good judgment when dealing with any User or provider found through this website. Mortgage Foreclosure is a complex process. You are encouraged to become informed about your options in foreclosure before entering into any agreements with anyone in connection with the foreclosure of your home. There are government agencies and nonprofit organizations that you may contact for helpful information about the foreclosure process. Do not sign any important legal contract without first consulting with an attorney in your area. Your Relationship with Real Estate Investors, Third-party providers, Realtors, Attorneys, Etc. User acknowledges that StopForeclosure.com sells no real estate or real estate services through this web site. Certain real estate brokers, lenders, investors, or other real estate service providers may post information on this web site or contact you at your request, but User understands that StopForeclosure.com is not affiliated with any such Providers and in no way endorses or recommends any particular Provider. User is in no way obligated, required or encouraged to utilize any of the Provider posting information on this Web Site. If User decides to utilize a Provider, any transaction, offer to buy or sell or related communication conducted on this site is solely between User and Provider. Your correspondence with Investors, Third-Party providers, Realtors, Attorney’s (collectively “Providers”), or other users on the Site, including any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such Providers, or other users. You agree not to hold StopForeclosure.com liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such merchants, advertisers, Providers or users on the Site. Warranty NEITHER PCF INVESTMENT GROUP, INC. NOR IT’S AGENTS, EMPLOYEES, OFFICERS, SUBSIDIARIES, MEMBERS OR AFFILIATES MAKE ANY WARRANTY THAT THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THIS WEB SITE WILL MEET YOUR EXPECTATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH OR FROM THIS SITE OR VIA E-MAIL FROM PCF INVESTMENT GROUP, INC. IT’S AGENTS, EMPLOYEES, OFFICERS, SUBSIDIARIES, MEMBERS OR AFFILIATES SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. YOUR USE OF AND RELIANCE UPON ANY AND ALL INFORMATION, INCLUDING BUT NOT LIMITED TO THIS WEB SITE’S CONTENT, AFFILIATE MEMBER CONTENT, AND PUBLIC CONTENT, PROVIDED BY US THROUGH OUR WEB SITES IS AT YOUR SOLE RISK. PCF INVESTMENT GROUP, INC., IT’S AGENTS, EMPLOYEES, OFFICERS, SUBSIDIARIES, MEMBERS OR AFFILIATES DISCLAIMS ALL LIABILITY FOR THE ACTIONS OR INACTIONS OF ANY PERSON TAKEN OR NOT TAKEN AS A RESULT OF INFORMATION PROVIDED BY OR COMMUNICATION WITH OUR MEMBERS, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND/OR CONTRACTORS. SUCH INFORMATION IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS ONLY AT YOUR REQUEST. PCF INVESTMENT INC. MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF SUCH INFORMATION. PCF INVESTMENT GROUP, INC., IT’S AGENTS, EMPLOYEES, OFFICERS, SUBSIDIARIES, MEMBERS OR AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. PCF INVESTMENT GROUP, INC., IT’S AGENTS, EMPLOYEES, OFFICERS, SUBSIDIARIES, MEMBERS OR AFFILIATES SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY, OR IN CONNECTION WITH, THE EXISTENCE, OPERATION, DEFECTS, ACCURACY, CONTENT, OR QUALITY OF ANY INFORMATION PROVIDED THROUGH AND FROM THIS SITE, OR THE USE OR RELIANCE UPON SUCH INFORMATION REGARDLESS OF WHETHER WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. STOPFORECLOSURE.COM DOES NOT WARRANT CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO OUR SERVICES, AND OPERATION OF OUR SITE MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE OF OUR CONTROL. STOPFORECLOSURE.COM SHALL NOT BE LIABLE FOR ANY DELAY OR FAILURE IN PERFORMANCE UNDER THIS AGREEMENT OR INTERRUPTION OF SERVICE RESULTING FROM ACTS OF GOD, CIVIL OR MILITARY AUTHORITY, WAR, LABOR DISPUTES, MATERIALS PROVIDED BY THIRD PARTIES, OR ANY CAUSE BEYOND THE REASONABLE CONTROL OF STOPFORECLOSURE.COM . FURTHER, STOPFORECLOSURE.COM DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM STOPFORECLOSURE.COM ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF OUR WEB SITES IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. IT IS YOUR RESPONSIBILITY TO PROTECT YOUR SYSTEM FROM SUCH ITEMS AS VIRUSES, WORMS, TROJAN HORSES AND OTHER ITEMS OF A DESTRUCTIVE NATURE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. Disclaimer/Indemnification: PCF Investment Group, Inc. does not endorse any person or organization. Further, PCF Investment Group Inc. does not undertake to investigate its members or affiliates, and in no way vouches for or makes representations as to honesty, integrity, reliability, motives and/or financial resources of any of its members, officers, directors, employees, agents and/or contractors, and does not recommend that anyone deal with, invest with, trade with, or in any way do business with any other person or firm, including without limitations, any such members, affiliates officers, directors, employees, agents, and/or contractors. PCF Investment Group, Inc. it’s agents, employees, officers, subsidiaries, members or affiliates disclaims all liability for the actions or inactions of any person taken or not taken as a result of communication from or to our members, affiliates, officers, directors, employees, agents, and/or contractors. YOU AGREE AND UNDERSTAND THAT YOUR CHOICE TO DEAL WITH ANY MEMBER OR AFFILIATE OF THIS SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR SUCH DEALINGS. Each affiliate member of this site is a separate entity. Each of these entities is solely responsible for their website content, products and services. StopForeclosure.com does not represent or endorse the accuracy or reliability of any of the information, content or advertisements contained on, distributed through, linked to, downloaded or accessed from any of the third-party services contained on this web site nor the quality of any products, information or other materials displayed, purchased through or obtained by you as a result of an advertisement, add or any other information or offer seen on this website and not related to the services provided by StopForeclosure.com . StopForeclosure.com reserves the right, at its sole discretion and without any obligation to make improvements to or correct any error or omissions in any portion of this web site and or it's services or products. By linking to other Web sites, we do not endorse the policies or practices of, or opinions expressed on, those sites; nor do we make any representations or warranties with respect to the accuracy of any items or claims contained therein. These links are provided for you only as a convenience, and the inclusion of any link does not imply endorsement by us. Each person should consult his or her own legal, accountant, and other advisors as to risk and legal, tax, economic, investments and other matters concerning any real estate or other investments. Financial decisions, including decisions about buying or selling a property, negotiating with lenders, borrowing money etc. are decisions that should not be taken lightly. PCF Investment Group, Inc. it’s agents, employees, officers, subsidiaries, members or affiliates do not, via this web site or otherwise, encourage you to make any particular business decision on issues addressed herein without first consulting with your attorney or C.P.A. Unless otherwise specified within this site or affiliated sites, PCF Investment Group, Inc. it’s agents, employees, officers, subsidiaries, members or affiliates are not licensed real estate brokers/agents, attorneys mortgage brokers/bankers or accountants, and DO NOT render or give legal, tax, economic, or investment advice to anyone. The material contained on this site is offered as information only and not as practice, financial, accounting, legal or other professional advice. Users need to consult their own professional advisors for such advice. By the use of the StopForeclosure.com website, you agree that you must evaluate, and bear all risks associated with your dealings with any real estate investor or real estate investment company or other service provider that is linked to, included in, or referred to by this site. You also agree to indemnify and hold harmless StopForeclosure.com and PCF Investment Group, Inc. and any agents, investors or employees from any actions, causes of actions, claims or damages whatsoever arising directly or indirectly from any investigations, use of any information or products from which you have requested from StopForeclosure.com , it’s affiliates or any third-party companies. In no event shall PCF Investment Group, Inc. be liable for any direct, indirect, incidental, punitive or consequential damages of any kind whatsoever with respect to the service provided herein or with respect to the dealings with investors, members or affiliates of this site. Link Policy Unless otherwise agreed to in writing, links may be made to this site so long as 1). the link does not use the trademarks or service marks of PCF Investment Group, Inc., its members or affiliates and 2). the link does not portray StopForeclosure.com and/or its affiliates or any of their respective products and services in a false, misleading, derogatory or otherwise defamatory manner. StopForeclosure.com reserves the right to revoke its consent to the link at any time and in its sole discretion. In order to link to StopForeclosure.com ’s Web Site you must adhere to StopForeclosure.com 's linking policy as follows:
Electronic Communication Policy STOPFORECLOSURE.COM, AS AN ONLINE BUSINESS, TRANSACTS WITH ITS USERS ELECTRONICALLY. AS SUCH, YOU AGREE THAT WHEN YOU PROVIDE YOUR NAME AND ADDRESS IN CONNECTION WITH AN ONLINE REQUEST THROUGH STOPFORECLOSURE.COM YOUR NAME CONSTITUTES AN ELECTRONIC SIGNATURE. ADDITIONALLY, YOU CONSENT TO RECEIVE ELECTRONICALLY FROM STOPFORECLOSURE.COM ANY PRIVACY OR OTHER NOTICES, AGREEMENTS, DISCLOSURES, REPORTS, DOCUMENTS, COMMUNICATIONS, OR OTHER RECORDS. YOU UNDERSTAND THAT STOPFORECLOSURE.COM CAN SEND YOU ELECTRONIC COMMUNICATIONS IN EITHER OR BOTH OF THE FOLLOWING WAYS: (1) TO THE E-MAIL ADDRESS THAT YOU PROVIDED TO STOPFORECLOSURE.COM OR (2) STOPFORECLOSURE.COM MAY POST CERTAIN NOTICES ON ITS WELCOMING SCREEN. Confidentiality StopForeclosure.com is strongly committed to protecting your privacy and has implemented a comprehensive privacy policy. PCF Investment Group, Inc. does not disclose or release personal or financial information about you except what is necessary to process your request for assistance. Comments, suggestions or materials sent or transmitted to StopForeclosure.com (collectively "Feedback"), shall be deemed to be non-confidential. Subject to the conditions described on the privacy page of this Web Site, StopForeclosure.com shall have no obligation of any kind with respect to such Feedback and shall be free to use and distribute the Feedback to others without limitation, including, but not limited to developing and marketing products incorporating such Feedback. Intellectual Property Rights All items on this site are copyrighted by PCF Investment Group, Inc., it’s agents, employees, officers, subsidiaries, members or affiliates. This copyright extends to text and graphics, the selection, arrangement and presentation of all materials, and the overall design of the site. Reproduction or republication is strictly prohibited without prior written permission. This Web Site may also contain valuable trademarks, service marks, names, titles, logos, images, designs, copyrights and other proprietary materials owned, registered and used by other companies who have authorized their use on this site only. Other products and company names mentioned in the Site may be the trademarks of their respective owners. Except as noted above, you are not conveyed any right or license by implication, estoppel, or otherwise in or under any patent, trademark, copyright, or any other proprietary right of StopForeclosure.com , affiliate or any third party. StopForeclosure.com authorizes you to view and download the materials at this website only for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials at this Site in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose. Any use of these materials on any other website or networked computer environment for any purpose is prohibited. If you breach any of these Terms, your authorization to use this Site automatically terminates and you must immediately destroy any downloaded or printed materials. All members/affiliates must refrain from using any material that is protected by a copyright in which they do not own. You may inform us of any content that may indicate copyright infringement by any member or affiliate, Pursuant to Title 17, United States Code, Section 512(c)(2), if you wish to inform us of any suspected copyright infringement please contact us directly by sending an e-mail to legaldept@InvestorPro.com . Arbitration Any claim or controversy arising out of or related to these Terms of Service Agreement, Privacy Policy or any other relationship with PCF Investments, Inc., shall be settled by binding arbitration in accordance with the rules of the American Arbitration Association. Any such claim or controversy shall be arbitrated on an individual basis and shall not be consolidated with a claim of any other party. The foregoing shall not preclude StopForeclosure.com from seeking any injunctive relief in State or Federal courts for protection of StopForeclosure.com intellectual property rights. All arbitrator fees, administrative fees and room rental, and all other fees shall be paid by the filing party only. Neither party shall be entitled to recover any attorney's fees or costs. Applicable Law This Agreement shall be governed in all respects by the laws of the State of Arkansas, without reference to conflicts of law principles. The parties hereby submit to the jurisdiction of, and waive any venue objections against, the state and federal courts in Benton County, Arkansas. The arbitration shall be conducted in Benton County, Arkansas, and judgment on the arbitration award may be entered into any court having jurisdiction thereof. Either you or PCF Investment Group, Inc. may seek any interim or preliminary relief from a court of competent jurisdiction in Benton County Arkansas necessary to protect the rights or property of you or PCF Investment Group, Inc. pending the completion of arbitration. Our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches. Any dispute you may have with respect to this Site must be commenced within one year after it arises, or the cause of action is barred Compliance with State and Federal Laws You are responsible for compliance with applicable state and federal laws, keeping in mind that access to the Site Content or use may not be legal by certain persons or in certain countries. If any part of this Use Agreement is held to be unenforceable, the unenforceable part shall be given effect to the greatest extent possible and the remainder will remain in full force and effect. This Use Agreement is personal to you and you may not transfer, assign or delegate this Use Agreement to anyone without the express written permission of StopForeclosure.com . Any attempt by you to assign, transfer or delegate this Use Agreement without the express written permission of StopForeclosure.com shall be null and void. This Use Agreement and any registration for or subsequent use of the Site will not be construed as creating or implying any relationship of agency, independent contractor, franchise, partnership, or joint venture between any User and StopForeclosure.com . User's Code of Behavior To the extent possible, User agrees not to post on the Web Site any content which (a) is libelous, defamatory, obscene, pornographic, abusive, harassing, or threatening, (b) contains viruses or other contaminating or destructive features, (c) violates the rights of others, including protections of copyright, trademark, patent, trade secrets or any right of privacy or publicity, or (d) otherwise violates any applicable law. User will not post on this Web Site any links to any external Internet sites that are obscene or pornographic. Entire Agreement These Terms and Conditions, as modified from time to time as described above, and including the policies incorporated by reference, sets forth the entire understanding and agreement between you and StopForeclosure.com with respect to the subject matter hereof and supersedes all prior agreements between the parties as well as any conflicting or inconsistent terms in any web site that links-to or is linked-from the Site. If any provision or provisions hereof shall be held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be in any way affected or impaired thereby. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. We suggest that you print out a copy of this Use Agreement for Your records You may contact PCF Investment Group, Inc. at the address and phone number below: PCF Investment Group, Inc. Last updated March 22, 2013 |
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