Effective September 7, 2004
This Privacy Policy is protected by U.S. Copyright Laws. See Copyright
Our Commitment To Privacy
Individual privacy is important to us. To better protect privacy
we provide this notice explaining our online information practices and the way we
use the information that we collect. To make this notice easy to find, we make it
available on our homepage and at every point where personally identifiable information
may be requested. Please note that our privacy statement does not apply to any third
party sites that may be linked to us or any third party sites that we may be linked
to. Please refer to these sites individually for more information about their privacy
policies.
We give you, as a visitor to our web site, clear notice when we
or one of our affiliates are requesting information from you, the types of information
we request from you, the general purposes for which that information will be used
or disclosed and the categories of users, if any, to whom we provide the information.
We maintain accurate records, provide you access to the personally identifiable
information that is retrievable online and we use safe and secure systems, physical
and electronic, to safeguard the information we collect. We will never sell, trade,
or share any information we collect other than that which is necessary to provide
the services offered through our Website and in compliance with our terms of service.
Email addresses, phone numbers, and personal information are used strictly for in-house
business purposes and are never sold, shared, or distributed in any way for any
reason, ever.
The Information We Collect
This notice applies to all personally identifying information
(PERSONAL INFORMATION) collected or submitted on the StopForeclosure.com website.
On some pages you can make requests for advice, and request information regarding
our services. The types of personal information collected at these pages are:
- Name
- Address
- Email address
- Phone number
- Mortgage Information
- Payment Information
- Property Information
- Financial Information
- Information Collected From You
The StopForeclosure.com online privacy policy applies to all information
we receive online from you and about you in connection with an online request for
assistance in selling your home fast. You may also provide this information by telephone
after submitting a request on the StopForeclosure.com website. The decision to disclose
this information online or by telephone is completely up to you. Other than in the
situations described below, we do not collect information from or about you. We
do collect information from you or about you when you: 1) access the StopForeclosure.com
website; or 2) request assistance from StopForeclosure.com online; or 3) initiate
online requests for information; or 4) register at the StopForeclosure.com web site.
In these situations we collect certain information from and about you to handle
your request. We also receive information from you on-line when you send us e-mail,
documents and other forms, request information, or register at our affiliate web
sites.
The specific personal information we collect from you online for
processing your requests may include:
- First and last name (middle initial and suffix, as applicable);
- Home and work telephone numbers;
- E-mail address;
- Current mailing address;
- Mortgage Information;
- Payment Information;
- Property Information;
- Other Relevant Financial Information
- Information Collected From Others
This site contains links to other sites, as well as links to member/affiliate
sites depending upon the area which you select. In connection with requests for
our services, you may also provide information through these affiliated websites.
PLEASE BE AWARE that each affiliate, and any other site that you may link to from
within this site, is a complete and separate entity. These affiliate members are
sworn to uphold this privacy policy, however, PCF Investment Group, Inc. may not
be held liable should they fail to do so. Affiliate members not abiding by this
privacy policy are subject to immediate removal or other actions. Please report
any abuse of this policy to us at Privacy@StopForeclosure.com.
Notice Of the Way We Use Information
You can submit a request for assistance through our website if
you would like to request our services. Information you submit on our website will
not be used for this purpose unless you fill out the fast-response form and submit
it to StopForeclosure.com .
We use the information you provide about yourself when you place
an on-line request for services. We also use this information for various internal
business purposes, such as billing, customer service, fraud prevention, and broadening
and improving the services we offer. Additionally, at your request, we may use the
information, including postal address and/or email address, to send you promotions
for our services. (Of course, this is strictly at your option and you may be removed
at any time.) We do not use or share this information with outside parties except
to the extent necessary to handle your request. We use return email addresses to
answer the email we receive. Such addresses are not used for any other purpose and
are not shared with outside parties. We do not use or share the personally identifiable
information provided to us online in ways unrelated to the ones described herein.
Information collected when you register at web sites, other than
in connection with your StopForeclosure.com request, is used for the purposes identified
on those web site registration forms and is not covered by this privacy policy.
To Whom We May Disclose The Information We Collect
We use non-identifying and aggregate information collected through
cookie technology to better design our website and to track who visits our website
for advertising purposes. For example, we know that X number of individuals visited
a certain area on our website, or that Y number of men and Z number of women filled
out our registration form, but we do not disclose anything that could be used to
identify those individuals.
Also, if necessary, we may use your IP address and cookies to
help diagnose problems with our server, and to administer our Web site. Your IP
address, cookies and tracking software are also used to gather broad demographic
and profile data information. We use this data to tailor our visitor's experience
at our site, showing them content that we think they might be interested in, and
displaying the content according to their preferences. This information is anonymous
and is shared with advertisers on an aggregate basis. We may use an outside ad company
to display ads on our site. These ads may contain cookies. While we use cookies
in other parts of our Web site, cookies received with banner ads are collected by
our ad company, and is not governed by this privacy policy.
Depending upon the nature of the request, we may disclose any
of the information we collect from or about you or others, as described above, to
affiliates or other unaffiliated third parties (companies that are not owned or
controlled by us) for various business purposes and as necessary to complete your
online request including but not limited to:
- Financial services providers, such as banks;
- Potential investors;
- Mortgage lenders, brokers;
- Real Estate Agents;
- Loss Mitigators; and
- Others, as permitted by law.
When Personal Information is collected at the StopForeclosure.com
web site other than as described above, the information will be disclosed, if at
all, only with your permission.
Our Commitment To Data Security And Accountability
StopForeclosure.com recognizes the importance of secure online
transactions, and we safeguard the privacy of information you provide us through
online forms. The security measures practiced by StopForeclosure.com comply with
the Safeguard Rule implemented by the Federal Trade Commission. This Rule requires
financial institutions under FTC jurisdiction to secure confidential customer records
and information. Not only do we maintain accurate records and copies of all written
authorizations for a period no less than 3 years, but we also we maintain physical,
electronic, and procedural safeguards to guard the personal information you provide
to us online when you request our services on-line. Except as set forth in the "To
Whom We Disclose The Information We Collect" section above, we restrict access to
private information that is collected from you or about you to only those who have
a need to know that information in connection with the purposes for which it is
collected and used.
"Accountability" is generally recognized as an important component
of "Fair Information Practices" and refers to the process that a company has in
place to be sure it adheres to its privacy policy. It also means that a redress
process exists to address privacy policy compliance questions. We take reasonable
precautions to be sure that unaffiliated third parties or affiliates, to whom information
is disclosed, as described above, are aware of our privacy policy and fair information
principles and that they will treat the personally identifiable information in a
similarly responsible manner. Our contracts and written agreements with affiliates
or third parties that receive information from us about consumers who have not opted
out of this disclosure are designed to prevent further transfer of the information.
StopForeclosure.com is not, however, responsible for the privacy practices or content
of link sites listed on our web pages. The owners of these link sites are responsible
for them.
Our Commitment To Children's Privacy
Protecting the privacy of the very young is especially important.
For that reason, we never collect or maintain information at our website from those
we actually know are under 13, and no part of our website is structured to attract
anyone under 13. The StopForeclosure.com website forms where we collect PERSONAL
INFORMATION in conjunction with an on-line request for assistance, initiating online
requests and submitting personal information via e-mail is intended for use only
by adults. We comply with the Children's Online Privacy Protection Act (COPPA) and
do not knowingly solicit or collect information from children.
Use of Cookies
StopForeclosure.com uses non-identifying and aggregate information
collected through “cookie” technology to track who visits our website for advertising
purposes. You can avoid cookies being stored on your computer by adjusting your
browser settings.
Keeping Our Privacy Policy Up-To-Date
We want you to be fully informed about how we will protect your
privacy. We may change our privacy policy in the future, but we will not change
our practices until they have been posted at this website. If changes occur, we
will also show the date of revision. You agree that we may notify you of changes
in our policy through this web site.
How You Can Access Or Correct Your Information
Information that we collect online is not accessible on-line.
Therefore, information provided in relation to an on-line request cannot be changed
without notifying StopForeclosure.com. To protect your privacy and security, we
will also take reasonable steps to verify your identity before granting access to
information or making corrections. We use this procedure to better safeguard the
information that we maintain about individuals.
If necessary, you can correct factual errors in your personally
identifiable information maintained by StopForeclosure.com by calling or sending
us a written request that credibly shows error.
How To Contact Us
Should you have other questions or concerns about StopForeclosure.com’s
online privacy policy and fair information practices please call us at 479-986-9158
or send us an or write to:
PCF Investment Group, Inc.
604 N. 13th St., Suite 8
Rogers, AR 72758
Revised September 7, 2004
This Privacy Policy is protected by
U.S. Copyright Laws. See Copyright